Your Closing Costs

All residential real estate sales involves certain costs. Buyers and sellers almost always split these costs, as the sales contract specifies.

As indicated below, many of the closing costs result from getting your loan. Since Bright Vision Mortgage is highly experienced with closings and mortgages, we are closing cost experts.

Loan Estimate (LE)

Soon after you apply for a loan, we'll give you the "Loan Estimate" of your closing costs. This closing cost estimate comes out of our past experience. It's important to note that while our LEs are very accurate, we can't always estimate closing costs to the penny. We handle questions about these costs every day at Bright Vision Mortgage, so please be sure to contact us if we can help answer your questions.

We've provided a general list of closing costs below, but we will give you a specific list of closing costs, with amounts, very soon after you have completed your loan application. At Bright Vision Mortgage, we don't believe in surprises, so if your costs change, we'll be sure to let you know immediately.

Standard Closing Costs

Loan-Related Costs
  • Points — lower your interest rate (optional)
  • Appraisal Costs
  • Credit Report
  • Interest Payment
  • Escrow Account
  • Various Taxes
  • Loan Origination Fee
Property Taxes
  • Insurance
  • Recording Fees and Transfer Taxes
Homeowners Insurance
  • Flood or Quake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

At Bright Vision Mortgage, we answer questions about closing costs every day. Call us at 9043423622.

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159 Hampton Point Drive Suite 4
St. Augustine, FL 32092