Why Pre-Qualify?

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It is important to consult your mortgage loan professional early — even before you've started to consider neighborhoods. What for? When you don't yet know how much house you want to qualify for, how could we help?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can fit in your budget, and the loan amount you can qualify for. In the process, we explore your borrowing power - analyzing your job, available money for down payment, debt, income, and other areas. It's a short, thorough process with minimal risks for papercuts.

At the point you are determined to be eligible, we will prove our confidence in your potential to qualify for a loan by giving you a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qualification Power

Several advantages open to you after you have found your dream house, and have pre-qualification. The first is that you will be sure what you will be able to afford when determining your offer. Even more important to the seller, your pre-qualification status gives them confidence - as if you had arrived at their house with a bag of cash to back up the offer! They won't need to worry that they are wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. You have the ability to back your offer up.

We help with your pre-qualification

When we pre-qualify you, we help you determine the amount you can afford in monthly mortgage payments you can fit in your budget, and the loan amount you can qualify for. In the process, we determine your borrowing potential - looking at your job, money available for down payment, debts, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.

One-on-One

You can certainly use the mortgage calculators on this site to get an idea of how much mortgage you can afford - but it's also essential to talk with one of our mortgage professionals. That way, we will help you get your pre-qualification letter. Next, we can consider your mortgage program options to be sure you have chosen the right one. Contact us at 9043423622 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 9043423622. We answer pre-qualification questions every day.