Why Pre-Qualification is Important

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It is important to consult with your mortgage loan professional as soon as possible — even before you've started to research neighborhoods. Why? Perhaps it is difficult to fathom how we could help even before you start to negotiate.

Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly payments you can fit in your budget, and how much we of a loan you will qualify for. The process outlines your finances - your debts, income, career, and down payment money, among other things. We ask for a minimum amount of paperwork, with a quick process.

At the point you are determined to be eligible, we prove our confidence in your potential to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Power

When you locate a house that is ideal for you, and you decide to make an offer, being pre-qualified for a loan will do a number of things. The first is that you can know what you'll be able to afford when calculating the offer. More important to the seller, your pre-qualification is like your having walked into their front door with a suitcase full of money ready to make the deal! They won't need to wonder if that they're wasting their time if you don't be able to qualify for a big enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to worry about. You will have the clout of a buyer ready to make the purchase right now!

We help with your pre-qualification

We will help you calculate how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. This process takes you through your finances - your debt, income, job, down payment money, among other things. It's a quick, thorough process with minimal risks for papercuts.

One-on-One

While you can try our tools to calculate mortgage variables on our site, it's a good idea to meet with us. For one thing, you'll need a Pre-Qualification Letter! Then, we'll make sure we have selected the right mortgage program for you. We are eager to meet with you: contact us at 9043423622.

Have questions about pre-qualifying? Call us at 9043423622. We answer pre-qualification questions every day.